All full-time students have the opportunity to purchase student health insurance at reduced group rates. There are three plan options offered by the university through Independence Blue Cross.

Personal Choice High Option Plan

The plan allows you freedom of choice to choose any doctors and hospitals through the network. You may choose in-network or out-of-network providers. If you select an out-of-network provider, you will incur additional out-of-pocket costs.

In addition to covering yourself, you may also elect to cover eligible dependents. Refer to the documents below for the plan information.

Personal Choice Deductible Plan

The plan allows you freedom of choice to choose any doctors and hospitals through the network. You may choose in-network or out-of-network providers. If you select an out-of-network provider, you will incur additional out-of-pocket costs.

In addition to covering yourself, you may also elect to cover eligible dependents. Refer to the documents below for the plan information.

Keystone Premium Plan

This plan limits your choice options by requiring that you select a primary care physician (PCP) through the network. All medical services must be performed or authorized by the PCP. If you select an out-of-network provider, you will incur additional out-of-pocket costs.

In addition to covering yourself, you may also elect to cover eligible dependents. Refer to the documents below for the plan information.

Questions

For questions regarding plans options, contact Indepedence Blue Cross at 1-888-506-9611 or templestudent@ibx.com.