Temple University provides health and prescription coverage for certain eligible employees of Temple University and Temple University Health System who enrolled and made the appropriate level of contributions to the post-retirement prefunding plan prior to retirement at age 62 or older.

Employees Considering Retirement

  • Please notify the Benefits Administration Department at least four months prior to your retirement date.
  • If you have an account with TIAA and/or Fidelity, you will need to contact them directly.

            - TIAA: 1-800-842-2888 | Fidelity Investments: 1-800-343-0860

  • Ensure that your department is given proper notice.
  • Contact your local social security office for information about enrolling in Medicare Parts A and B.
  • Medical benefits are provided through Independence Blue Cross and prescription drug benefits are provided by CVS Caremark and SilverScript, an affiliate of CVS Caremark. Your benefits vary depending on whether or not you are Medicare-eligible.

Eligible Pre-65 (Non-Medicare) Retiree Benefits

Medical Benefits

Employees who elect to retire between the ages of 62 and 65 are eligible for the retiree personal choice PPO medical and retiree CVS Caremark prescription plans. Medical plan summary.

Prescription Drug Benefit

Eligible pre-65 (non-Medicare) retirees are provided prescription drug coverage through CVS Caremark.

You pay

  • 10% of the cost of generic drugs.
  • 20% of the cost of preferred brand name drugs.
  • 30% of the cost of nonpreferred brand name drugs.
Breakdown of the prescription cost sharing for eligible pre-65 employees.

Where Purchased

Nonpreferred Brand

Preferred Brand

Generic Brand

Retail Pharmacy

   Plan pays: 70%
   You pay: 30%

   Plan pays: 80%
   You pay: 20%

   Plan pays: 90%
   You pay: 10%

Mail Order

Both you and the plan pay: three (3) months supply for two months payment.

Both you and the plan pay: three (3) months supply for two months payment.

Both you and the plan pay: three (3) months supply for two months payment.

To contact CVS Caremark customer service with any questions you have aboutbenefits, call 1-800-966-5772 or visit caremark.com.

Eligible Post-65 (Medicare) Retiree Benefits

Temple University offers medical and prescription drug coverage to Medicare-eligible retirees. There are no additional premiums paid to Temple University for your medical or prescription drug coverage. If you are Medicare-eligible, you MUST enroll in Medicare Part A and Part B.

Medical Benefits 

Employees who elect to retire at age 65 and older are eligible for the Retiree 65 Special program through Independence Blue Cross. This program supplements the Medicare Parts A and B coverage. Information about Medicare.

If you have other benefit coverage questions, contact Independence Blue Cross at 1-800-ASK-BLUE (1-800-275-2583) or visit the Independence Blue Cross website.

Prescription Drug Benefit

The retiree prescription benefits are covered through CVS Caremark | Silverscript. Find more information on the Silverscript website. You do not have to enroll in Medicare Part D yourself; the entire process is handled for eligible retirees by Temple University.

You pay

  • 10% of the cost of generic drugs.
  • 20% of the cost of preferred brand name drugs.
  • 30% of the cost of nonpreferred brand name drugs.
Breakdown of the prescription cost sharing for eligible post-65 employees.

Where Purchased

Non-Preferred Brand

Preferred Brand

Generic Brand

Retail Pharmacy

   Plan pays: 70%
   You pay: 30%

   Plan pays: 80%
   You pay: 20%

   Plan pays: 90%
   You pay: 10%

Mail Order

Both you and the plan pay: three (3) months supply for two months payment.

Both you and the plan pay: three (3) months supply for two months payment.

Both you and the plan pay: three (3) months supply for two months payment.

Life Changes

Retirees must contact the Benefits Office to report any of the following life changes.

  • Address changes
  • Status changes: marriage, divorce, deaths

Policy Change(s)

Please note that Temple University reserves the right to amend, modify or change retiree health insurance at any time.

Employees Not Eligible for Retiree Benefits

If you are not eligible for retiree benefits through Temple University, an option you may wish to explore is individual coverage through Independence Blue Cross (IBC). For additional information on individual health coverage, refer to the IBC website.

Transition to Retirement Program for Faculty

The purpose of the Transition to Retirement program is to provide a voluntary program in which full-time faculty can transition to retirement over a period of up to three years. Participation in the program is on a voluntary basis and is subject to the university’s policies which prohibit discrimination.

Detailed program information.

Contact Us

For questions regarding benefits for retirees, call 215-926-2270 or email benefits@temple.edu