In accordance with the Affordable Care Act (ACA), part-time employees who are regularly scheduled for at least 30 hours per week, or who have averaged more than 30 hours per week over the applicable annual measurement period, are eligible to enroll in the personal choice high deductible plan (medical insurance coverage) and CVS Caremark prescription plan.
Medical Insurance Coverage
This is a personal choice high deductible plan based on a preferred provider organization (PPO) medical plan type. It allows you the freedom of choice to choose doctors and hospitals around the world through the BlueCard Worldwide program. Employees may choose in-network or out-of-network providers. Some services have copays, while others are subject to a yearly deductible. Below is a brief overview of the plan.
Health Insurance Summary
This is a brief summary explaining the medical and prescription plan coverage. Additional information.
Detailed Summary Personal Choice High Deductible Plan
This is an in-depth summary explaining plan coverage information. Additonal information.
Summary of Benefits and Coverage
In accordance with the Affordable Care Act (ACA), we are required to provide our employees a summary of benefits and coverage. This summary emphasizes specific aspects of the medical insurance plan we provide to our employees. Additional information.
For part time employees eligible for ACA health insurance coverage, below are the monthly employee contribution rate(s) for the personal choice high deductible/CVS Caremark prescription plan. The rate covers both the medical and prescription coverage. Employees electing for health insurance who are not paid every month will need to contact the Benefits Office to make arrangements for payment.
Employee + 1
Biweekly - Annual Salary $76,000 or Under
Monthly - Annual Salary $76,000 or Under
Biweekly - Annual Salary over $76,000
Monthly - Annual Salary over $76,000
*Rates are effective as of July 2022 and are subject to change.
For questions regarding our health insurance plans, contact us at 215-926-2270 or email firstname.lastname@example.org.