In accordance with the Affordable Care Act (ACA), part-time employees who are regularly scheduled for at least 30 hours per week, or who have averaged more than 30 hours per week over the applicable annual measurement period, are eligible to enroll in the personal choice high deductible plan (medical insurance coverage) and CVS Caremark prescription plan.

Medical Insurance Coverage

This is a personal choice high deductible plan based on a preferred provider organization (PPO) medical plan type. It allows you the freedom of choice to choose doctors and hospitals around the world through the BlueCard Worldwide program. Employees may choose in-network or out-of-network providers. Some services have copays, while others are subject to a yearly deductible. Below is a brief overview of the plan.

Plan Overview

Health Insurance Summary

This is a brief summary explaining the medical and prescription plan coverage. Additional information.

Detailed Summary Personal Choice High Deductible Plan

This is an in-depth summary explaining plan coverage information. Additonal information.

Summary of Benefits and Coverage

In accordance with the Affordable Care Act (ACA), we are required to provide our employees a summary of benefits and coverage. This summary emphasizes specific aspects of the medical insurance plan we provide to our employees. Additional information.

Plan Rate(s)

For part time employees eligible for ACA health insurance coverage, below are the monthly employee contribution rate(s) for the personal choice high deductible/CVS Caremark prescription plan. The rate covers both the medical and prescription coverage. Employees electing for health insurance who are not paid every month will need to contact the Benefits Office to make arrangements for payment.

Table listing the different rates per coverage level as it related to employee pay circle.

Employee Pay-Cycle

Single

Coverage

Employee + 1

Dependent

Coverage

Family

Coverage

Biweekly - Annual Salary $76,000 or Under

$73.00

$156.46

$236.82

Monthly - Annual Salary $76,000 or Under

$146.01

$312.92

$473.64

Biweekly - Annual Salary over $76,000

$82.96

$176.87

$266.42

Monthly - Annual Salary over $76,000

$165.92

$353.73

$532.84

AFSCME Biweekly

$69.66

$156.40

$226.87

AFSCME Monthly

$139.32

$312.80

$453.74

*Rates are effective as of July 2021 and are subject to change.

Contact Us

For questions regarding our health insurance plans, contact us at 215-926-2270 or email benefits@temple.edu.